Business Cash Advance

A Business Cash Advance (BCA) is a type of loan based on future revenue. It is the cash inflow in your existing business without any security or collateral. It is also known as PDQ Loan or Merchant Cash Advance. The primary purpose of BCA is to inject cash in the business with a pre-fixed rate charged against your expected future transactions including credit card payment receipt.
Merchants and Businesses can receive working capital against future credit card sales. This mode of repayment provides a lot of flexibility as there is no fixed repayment amount every month.You pay as you generate revenue, simply paying a percentage from each of the future transactions till the agreed amount is re-paid.

HOW DOES IT WORK?

We usually advance a capital amount equal to your monthly card sales turnover. Thereafter, an agreed percentage (usually around 10%) is then deducted from each of your future card sales to repay the amount.
Each time you process a sale through your merchant card machine, 90% of the revenue from the sale will go into your business bank account and 10% will get transferred towards the repayment of the advance.

Say Hello !

    APPLICATION PROCESS

    An innovative funding product that was designed to serve the financial needs of the small and medium sector.

    BENEFITS OF UNSECURED BUSINESS LOANS

    For a quick inflow of cash in your business without offering as such security, an unsecured business loan could be an alternate and a fast, easy funding remedy for your business.

    • Ranging from £1,000 to £500,000+ loan for your business
    • No collateral security against the loan
    • Easy and Flexible repayments
    • Monthly or quarterly instalments over a fixed period of 1 to 5+ years
    • Quick fund release once approved
    • Short to medium term lending option
    • No limitation for the use of this loan. Could be used for any business purpose.

    ELIGIBILITY CRITERION

    ELIGIBILITY CRITERION Being a visionary, Mr. Lavil Dhillon envisaged a rather easy and structured process to enable funding for SMEs. With a vast market experience of more than a decade, he established NFS to provide “Alternative Business Finance” for emerging businesses across Great Britain.



    • Trading atleast 12 months | Takes card payment | Business registered in UK


    • Last 4 months card statement | Bank Proof | We’ll assess your application and give you a decision in under 24 hours.


    • Last 4 months card statement | Bank Proof | We’ll assess your application and give you a decision in under 24 hours.

    OUR USP

    We Are In A Mission To Help The Helpless

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    Fast & flexible

    We can get you the funding you need in as little as 48 hours. We’ll also provide top-ups, repayment holidays and a flexible repayment term.

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    No Hidden Fees

    We don’t believe in hidden fees. If you apply online there are no set-up, application or arrangement fees. You’ll know exactly what you’re paying upfront.

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    Repay Early, Payless

    We won’t penalize you for growing faster than expected. On average, our customers save 44% on interest by repaying early.

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    Personal Service

    We’ve been rated ‘excellent’ by our customers on Trust pilot. In fact, businesses we work with love us so much that two thirds come back for more funding.

    Does my business qualify?

    The primary purpose of BCA is to inject cash in the business with a pre-fixed rate charged against your expected future transactions including credit card payment receipt.

    Operating for at least 4 months.

    Have a UK bank account.

    Limited company, limited liability partnership (LLP).

    Annual turnover of at least £10,000.

    3 STEPS TO GROWING YOUR BUSINESS

    Client Success Stores

    Great service from Sam, Met our needs with on going support. Kept me in the loop the whole time. Would recommend 100%

    S.B.

    Great, excellent and fast services. Thanks

    Muhammad Sajjad

    Specially i would like say thanks to 'Sam' who helped me a lot

    Engin Tugrul

    Sam was able to help us find funding quickly and without fuss in a situation where all others had failed. Friendly service too.

    Mark Clare

    Very professional from starting to end. Lavil has been so helpful and guided us about the latest products. Highly recommended !!

    Kanapathipillai Baskaran

    NFS has been excellent from start to finish in the process. Kept me upto date throughout the process of the funding. Highly recommended.

    Khurram Raja

    Very keen to help. Got back to me with a quote very quick compared to the competition and price was competitive. But the best part was i completed the loan process very quick and they did exactly as promise and quoted

    Marc Stott